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Having a joint credit card account can be a curse or a blessing. If you consider opening a joint credit card with someone, ensure you understand how they work and walk into it with your eyes wide open. Credit cards can be a great instrument to assist you in keeping track of your spending. Some […]

Odds are, when selecting a credit card, you will need to go for an unsecured card. Almost all rewards credit cards (such as points cards and cash backs) are unsecured credit cards that come with predetermined credit limits and need good credit scores of at least 650. However, what happens if you made some mistakes

If you are suffering from a serious financial setback, do not worry- you are not alone, and there is a solution. In fact, COVID-19 has justify many people in the same position. And if COVID crises aren’t enough to take you down, it seems most people found their way to financial setbacks through more traditional

So, you have decided to take the next step with your business and apply for a loan to assist you in getting there, or you are using it for another purpose. Whereas there are various things you have no control over with the process, one main one is pretty much to you: the terms of

A well-tuned resume can set you apart when you are applying for a job, and you can customize your cover letter to the position and be charismatic during an interview. However, what many people do not know is that your credit report can influence the chances of you getting the job. Any bankruptcies and missed

You know you can’t avoid taxes. If you have a huge tax bill that you can not pay, life can feel pretty bleak. Falling behind on income tax payments is usually a bad idea. Furthermore, you owe the government money, and it will eventually catch on and hit you with a bill for what you

No Credit History? One of These 9 Tips Can Help You Get Credit It can be challenging to build credit if you have no credit; however, in this post, we share steps you can take if you want to begin building credit. You might have heard the saying, to get credit, you must have credit-

11 mistakes to avoid now if you want to be credit card debt-free (and what to do instead) Credit cards are possibly dangerous, particularly for a new credit card user, who might be fascinated by the allure of what appears like free money. Even some experienced credit card users are prone to credit card traps.

The perfect credit score you can get with the two common scoring models is 850. If you do not have the highest credit score, there is no need to panic. In fact, very few people do. As far as your scores are within what the three major consumer credit unions consider the highest range, you

Your credit history is a sign of how likely you are to repay your debts; thus, making sense that your payment history is the most significant factor in your credit score. However, exactly how payment history is reported and how it impacts you, can vary depending on the types of loan and the credit scoring