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How to Create a Financial Plan Without Paying a Financial Advisor?

The financial advice world is booming. From brokerages to an independent financial advisor, Robo-advisors to banks, and financial planners, it seems that everywhere you look, someone is claiming to manage your money. Does this indicate that everyone needs to hire a financial planner? Not necessarily. With the right amount of time, a modicum of intelligence, …

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Home Office Ideas on a Budget: 16 Cheap Ways to Create a Stylish Home Office

For many organizations, offices are a thing of the past. Colleagues communicate through instant messages, and bosses use tools such as Base Camp and Skype to delegate tasks. Physical work spaces have become less essential and, as a result, more people are working from home. Working remotely can be a wonderful experience; you can wake …

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Household Repair Costs: Why Prevention Is Better Than Procrastination?

Household Maintenance Tasks You’ll Regret If You Procrastinate Fixing Now We have all done it. We have put off until tomorrow something that could have been done today.  Often it seems as if there is no cost to procrastination, but we know better.  In overcoming procrastination, Stephen Richards wrote that habitual procrastinators would readily testify …

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