Students, These 18 Online Tools and Websites Will Help You Save Money- No Matter How Tight Your Budget
Without sounding too much like your granny, the internet and smartphones have changed how we do so many things today, and saving money is no exception. There are many applications out there with the sole aim of helping you save- it is just a matter of digging out and finding out which is the best.
Luckily for you, we have done the hard work by compiling the most popular apps and websites that can help students save money. We have checked cashback apps, finance apps, and apps that will show you what to cook with your justifyovers scraps. Here are the best 18 online tools and websites that you can use to save money.
Sign up for money-saving tips on moneysavingexpert.com
Many money-saving experts will happily share with you the latest discounts and deals. MoneySavingExpert.com is an excellent example of weekly discounts pulled together from various discounts and loopholes available. There are often many student-specific deals that you can make excessive use of from bank account deals to travel discounts.
Check student discounts on studentbeans.com
Studentbeans.com often offers promotions for various items, from holidays to groceries. Nonetheless, ensure you do not fall to temptation and purchase something you do not need. Be strict with yourself; otherwise, savings can turn into bit spending.
Starling is an app-based bank that leads the way of the digital banking revolution. In spite of the high street branches, they have a full banking license, enabling you to create an account from your mobile phone in minutes. You earn interest on money held in the account.
As you would expect, the Starling app goes way beyond traditional banking with a whole raft of beneficial budgeting and security features built into the experience.
For instance, if you want to limit yourself to $200 of spending money per month, just transfer $200 from your student bank account (merit keeping for the zero percent interest overdrafts) to your Starling account. After that, just use your Starling card for the month and track your spending through the app.
This is where the Starling application really comes into its own. The application alerts you immediately when you spend money and organizes all your purchases into categories like bills, shopping, and food.
You are also able to keep a lid on your spending by setting yourself some budgets, which Starling helpfully displays in clear graphs, and the app will send you notifications if you are overspending.
The app is free and is compatible with android and iPhones. Moreover, there are no penalties or rules against having multiple current accounts. If you like limiting yourself to a set amount to spend and tracking what you can buy, open a free Starling account and handle it as a prepaid account.
Saving money can be tricky- particularly as a student when you are reluctant to put any money away just in case you need it later (which possibly you will).Luckily, automatic save bots such as Chip can do it all for you, without you ever having to worry about it.
After you have given it access to your bank account, Chip will begin to monitor your spending. It will look at your outgoings and incomings, and from there, it calculates how much you can afford to save per week.
The best part is that after it has decided how much you can afford to save, it puts that amount of your money away in an account without you even having to lift a finger.
This is a well-established consumer-to-consumer site that allows you to buy, auction, or sell off almost anything, including antiques, devices, electronics, and clothing. It can come in handy if your student budget requires a boost, or if you need to find some bargains.
The Book Pond lets you sell your old academic textbooks or purchase the ones you need from other students ready to pass them on.
Amazon sells everything under the sun, including books, textbooks, and e-books you might need for your program. Nonetheless, critics say it is damaging to independent bookstores, so you might want to consider using local stores rather than always shopping online.
This website can save you some cash. The online platform enables you to give away your unwanted things or get your hands on what other people are giving away. It is handy for furniture and general bric-a-brac.
Groupon offers daily deals on things like city breaks, fancy restaurants, and spa days. It is not precisely the place to go for the essentials of student life; however, it is an excellent way to treat yourself at the end of a stressful exam period, maybe.
Mint is a free to use app that can help you organize your finances and track your spending.
Like many student websites providing discounts, UniDays lists numerous student discounts and offers around the world. It is free to join and also available as an application.
WiseBread is dedicated to living well on a tight budget- whether you are a student or simply trying to get more for your money. It provides advice on everything from debt management to growing your vegetables and fruits.
Learning to drive
Learning how to drive can be very expensive, so check the various rates of driving instructors by looking through their websites. Moreover, you can get free online driving theory tests for practice before you book your theory exam.
Discounted software and free online training
Take advantage of trial periods that provide you access to great learning materials. For instance, you can sign up with websites such as ALISON to build up your skillset with no cost. If you are looking to develop your Adobe product skills or Microsoft Office skills, look up their website for free training for students.
Most software companies are also generous with discounting their software products, indicating you never have to pay full price. For instance, Adobe Creative Cloud is reduced from around $56 per month to $18 per month, so it is very worthwhile, particularly for a student who requires specific software to assist in completing their studies.
Supermarket member cards
If you shop at the same supermarket and you are regarded as a regular, then make the most out of the membership deals most supermarkets or stores now offer. By applying for membership or collection loyalty cards, you can make massive savings through free drinks, or even a key fob that you scan when making a purchase totaling your savings for future discount vouchers.
Some supermarkets also target students with student-specific memberships, indicating every little purchase that you make does help when it comes to tightening the budget strings and to saving money.
Learning which foods compliment each other and what combination should be avoided at all costs is something that takes a lot of trial and error to get it right.
BigOven is a great application for saving money on meals since it has a justifyovers function that allows you to input any ingredients you have around the house, and it will offer you ideas of what food you can make with them.
This, of course, will help you to avoid the situation of having to bin inedible dinners by guiding you to make the best of what ingredients you have got- experimenting with food can be risky and expensive.
The application also has over 350,000 recipes for you to check out; however, we are more fussed about the justifyovers function for this post.
If you are lucky enough to own and drive a car as a student, then this smart money-saving app is for you. This application is beneficial if you live in the city, and you are sick and tired of paying through the nose for costly parking.
Parkopedia is an app designed to assist you in locating all of the free parking areas in your current location, so you never have to fork out for parking again ( or for any pesky parking tickets either). It is also an excellent money-saving app if you travel a lot to other cities and you are not familiar with free parking areas there.
Do you find yourself always running out of data? This app is for you. Designed by Google, Datally saves the average person around twenty-one percent of their data. That may not seem like much; however, that is basically like using your data from Monday to Thursday and having Friday free.
It works like so: the application sets up a local Virtual Private Network (VPN) service on your phone to block unwanted data usage (such apps that are active in the background eating up your data even though you are not using them). The app does not send any of your personal usage data through Google’s servers, so your privacy remains intact (so they say).
You can also open an emergency bank to save some of your data for later in case you need it and frame up a daily cap on how much you are using. It is generally budgeting, but for your phone.