Hatco FR-3 financing

Whether you are a small family-run restaurant or a large restaurant in need of the Hatco FR-3 commercial food rethermalizer, Top Financial Resources can fund you to make the purchase.  As new opportunities arise for your restaurant, the need for additional equipment can become vital. Even for restaurants with large cash reserves, restaurant equipment financing acquisitions make business sense by matching the cost of the benefit, so cash flow is justifiable and predictable.

Food rethermalizer financing helps you to avoid tying up working capital or business lines. Smart businesses allow the equipment benefits to pay for the equipment, whereas their cash reserves and borrowing power work to finance their future success. And that is just but the beginning of restaurant equipment financing and leasing benefits. Small restaurant owners are operating on a tight budget, so having fiscal flexibility with business credit and simple term loans are vital. Nonetheless, spending too much time with online loan calculators, endless credit rating checks, and researching reliable online lenders can put your restaurant behind. That is where Top Financial Resources stands against the competition.

We work tirelessly with you to ascertain that you are getting the right type of restaurant equipment program, and you are backed by the right equipment loan or lease. We will arm you with the money you need and stay with you every step of the way. We will help you purchase or lease Hatco FR-3. Combine that with lower interest rates, simple monthly payments, and a standing team to assist you anytime. So do not take out another generic small business loan, extend your personal credit, or maximize another credit card. Let Top Financial Resources help you with the food rethermalizer you need and get you back to running your restaurant.

Description of the Hatco FR-3 commercial food rethermalizer

Hatco FR-3 is an electric food rethermalizer/ bain-marie heater. It features a stainless steel front, a silver-gray hammertone body, and a black base. This unit is NSF, UL, UL EPH classified and is made in the USA.

Standard features of the Hatco FR-3 commercial food rethermalizer:

The Hatco FR-3 is crafted to be utilized with a BainMarie or Food Rethermalizer for heating or holding foods at safe-serving temperatures between 140°F (60°C) to 190°F (88°C). The FR units mount below a sink or holding vessel, with water being circulated continuously to avoid any “cool” spots. 

  • Comes with an Energy Cut-Off (ECO) for built-in shielding against higher-than-normal water temperature 
  • Desired holding temperature is maintained and controlled with an adjustable water temperature control 
  • Incorporates a power On/Off toggle switch and standard 2″ (51 mm) plated brass plumbing fittings for mounting into a holding tank 
  • Separate heating and sump compartment drains enable easy sanitizing and cleaning 
  • Shipped with a stainless steel front, black base, and powder-coated silver-gray hammertone body and includes a five-year limited warranty

Options of the Hatco FR-3 commercial food rethermalizer: (Accessible at time of purchase only)

  • 480 Volt
  • All Stainless Base and Steel Body 
  • Low-Water Cut-Off (Prevents compound burn out from low-water conditions)
  • Security Package (Control Cover and Torx® Screws)

Accessories of the Hatco FR-3 commercial food rethermalizer

  • Flush Kit (Stopper, Flush Hose, and Adapter)
  • Receptacle (NEMA 6-20R) (FR-3 only) and 4′ (1219 mm) Cord with Plug (NEMA 6-20P)
  • Receptacle (NEMA 6-30R) (FR-4 only) and 4′ (1219 mm) Cord with Plug (NEMA 6-30P)

What is food rethermalizer financing?

Restaurant equipment finance is a pretty self-explanatory term, and so is food rethermalizer financing. It is a kind of capital equipment financing where a restaurant takes out a loan or a lease agreement to obtain the commercial food rethermalizer needed- whether it is a long-term purchase or a short-term loan. The equipment can be used or new. For restaurants who can not afford the upfront cost of an expensive physical asset, they might consider restaurant equipment financing as the right solution. It is a popular financing method too. Similar to a traditional bank loan, the cost of the equipment (or loan amount) is generally paid back over an agreed number of months- including interest. Equipment financing is a flexible approach that helps you make costly capital purchases and gives you long-term peace of mind knowing your working capital is not tied to an appliance.

Commercial food rethermalizer financing and leasing advantages

Top Financial Resources understands that every restaurant has unique ambitions and dreams, wants, and needs. We understand that few take the same path in the faster, busier, and the more sophisticated world we live in. We get it. Whichever path you opt for, and whenever you need us, we want to create opportunities for your bright future. We are always here for you. If you choose us for Hatco FR-3 financing, you will enjoy the following benefits:

  • Simplicity: Without credit inquiry hit. Top Financial Resources has a simple form, and applying will not place an inquiry on your personal credit. While as far as a bank is concerned, it will stamp your credit rating, require several years of tax returns and a dozen financial documents.
  • Time: Top Financial Resources can give you an answer fast. The bank will make you wait for weeks, if not months.
  • 100 percent financing: The bank usually only finances 80-percent of the appliance and no soft costs. Top Financial Resources will finance 100-percent and finance soft costs, such as installation, delivery, etc. (Lower Upfront Costs).
  • We do not require firstborn: The bank will require cross collateral, indicating your home, kid’s college accounts, and your boat all get tied up with your equipment loan. Top Financial Resources leaves your life and kids alone. We do not need a blanket lien, compensating balances, or your own money.
  • Freedom: The majority of banks will want you to keep a healthy balance in the bank and poke their nose into your debt to equity ratio and other numbers. Top Financial Resources does not; we finance the equipment without the mumbo jumbo. We do not have Financial Statements Covenants.
  • Credit availability: If you borrow an equipment loan from a bank, you will not be able to borrow later if an emergency arises. Using Top Financial Resources for equipment purchases indicates you can still utilize the bank for emergencies. (In this case, you preserve bank lines and other business lines of credit for working capital).
  • A fixed-term is better: Your accountant will tell you this: Top Financial Resources’ fixed-term loan looks better on the balance sheet compared to a bank’s revolving terms. Oh, and the taxman will agree on the same as well.
  • No hidden charges: At Top Financial Resources, we have extra fees and nickel and dim for you. We do not have time for that, and neither do you.
  • No yearly re-qualification: Top Financial Resources will not ask you to re-qualify for the loan or lease annually. 
  • No rate adjustment: Do you really think rates are going down? No, we do not either. This is the reason Top Financial Resource’s fixed terms are better than the bank’s adjustable rates.

Can I get restaurant equipment financing with bad credit?

We know that, for some restaurants, a less-than-perfect credit rating can be a barrier to getting the funding you need. At Top Financial Resources, your credit score is only one aspect of what we look at when coming to a decision. We look at your real restaurant performance and its potential too.

How do I apply for Hatco FR-3 financing?

Does your restaurant need kitting out with Hatco FR-3 commercial food rethermalizer? Is your existing food rethermalizer on its last legs in need of upgrading? Come to Top Financial Resources and apply for restaurant equipment financing that works with you. The application is made online, and it just takes ten minutes. Our proven record of supporting restaurants large and small indicates we can be expertly positioned to help yours too. So, why don’t you get started today? Give us a call at 1-(800)-260-5126. By providing us with a few simple details about your restaurant, we can create a totally bespoke quote- one that reflects where your restaurant is currently at and where it wants to be.

What are Top Financial Resources payment structures?

We have plenty of payment structures available, and we can work with you to create a custom payment structure that fits your business needs. The bottom line is that we want to facilitate smooth transactions between sellers and buyers and work hard to make that happen. Contact us today to learn more.

You will be happy to know we provide seasonal plans. This means you do not offer monthly payments during seasonal businesses’ slow periods, matching payments with months when more money is accumulated during the year. We also provide deferred plans. With this plan, we allow you to get equipment today while deferring payments for up to six months. This enables a restaurant to reap the new appliance’s financial benefits before any payments are due (thus, the appliance pays for itself)—popular deferral periods to select from 180, 90, 60, 30-day periods. Whether you choose a loan or lease, Top Financial Resources is the right choice. Apply today and get approved today.

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